Don't just sign your bank’s renewal offer. As your local expert, I shop the market to find competitive mortgage renewal rates that your current lender might not offer.
As you approach the end of your mortgage term, be sure to contact me first before signing your lender’s renewal offer. There are no costs to switch your mortgage at renewal, so why not take the opportunity to find the best product for your needs.
With my expert advise and access to many different lending options, I can compare the best products on the market to ensure your new mortgage fits with your financial goals.
Contact me up to six months before your mortgage maturity date.
My agents will meet with you to review your maturing mortgage and offer complimentary advice on how to secure the best mortgage moving forward.
There are many factors to consider when choosing a mortgage product and a lot can happen in a few years.
Talking to your mortgage broker about the future can ensure you get a mortgage that best suits you and your financial goals.
Now that I have compared all your options, I will provide unbiased advice and guidance to make your renewal as seamless as possible.
Your bank may offer convenience, but a mortgage broker renewal strategy offers choice and savings.
and across Canada. All provinces and territories.
For Best Mortgage Rates, Contact Darrell Alexander - Mortgage Broker in Lethbridge, Alberta
You should start exploring your options at least four to six months before your current term expires. This gives you enough time to compare market rates and avoid the pressure of a last-minute decision.
While renewing with your bank is easy, they rarely offer their best mortgage renewal rates upfront. Switching lenders at renewal often results in significant interest savings, and as your broker, I handle all the paperwork to make the transition seamless.
If you stay with your current lender, they typically do not require a new credit check. However, if you switch to a different lender to secure a better rate or term, a standard credit review will be part of the application process to ensure you qualify for the new product.